/* BimaLink Custom Styles */

:root {
  --primary-color: #2563EB;
  --accent-color: #22C55E;
  --dark-blue: #1E40AF;
  --light-blue: #DBEAFE;
  --text-dark: #1F2937;
  --text-light: #6B7280;
  --bg-light: #F9FAFB;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-dark);
  line-height: 1.6;
}

/* Logo Styling */
.logo {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--primary-color);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
}

.logo-icon {
  width: 32px;
  height: 32px;
  background: var(--primary-color);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.25rem;
}

/* Navbar */
.navbar {
  background: white;
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: box-shadow 0.3s ease;
}

.nav-link {
  color: var(--text-dark);
  text-decoration: none;
  padding: 0.5rem 1rem;
  border-radius: 6px;
  transition: all 0.3s ease;
  font-weight: 500;
}

.nav-link:hover {
  background: var(--light-blue);
  color: var(--primary-color);
}

/* Buttons */
.btn {
  padding: 0.75rem 1.5rem;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  display: inline-block;
  transition: all 0.3s ease;
  border: none;
  cursor: pointer;
  font-size: 1rem;
}

.btn-primary {
  background: var(--primary-color);
  color: white;
}

.btn-primary:hover {
  background: var(--dark-blue);
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(37, 99, 235, 0.3);
}

.btn-accent {
  background: var(--accent-color);
  color: white;
}

.btn-accent:hover {
  background: #16A34A;
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(34, 197, 94, 0.3);
}

.btn-outline {
  border: 2px solid var(--primary-color);
  color: var(--primary-color);
  background: transparent;
}

.btn-outline:hover {
  background: var(--primary-color);
  color: white;
}

/* Hero Section */
.hero {
  background: linear-gradient(135deg, #EFF6FF 0%, #DBEAFE 100%);
  padding: 4rem 1rem;
  min-height: 600px;
  display: flex;
  align-items: center;
}

.hero-title {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--text-dark);
  line-height: 1.2;
  margin-bottom: 1.5rem;
}

.hero-subtitle {
  font-size: 1.25rem;
  color: var(--text-light);
  margin-bottom: 2rem;
}

/* Trust Indicators */
.trust-badges {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin: 3rem 0;
}

.trust-badge {
  background: white;
  padding: 1.5rem;
  border-radius: 12px;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.trust-badge:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.trust-badge i {
  font-size: 2.5rem;
  color: var(--primary-color);
  margin-bottom: 1rem;
}

.trust-badge h3 {
  font-size: 1.125rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.trust-badge p {
  color: var(--text-light);
  font-size: 0.875rem;
}

/* Service Cards */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin: 3rem 0;
}

.service-card {
  background: white;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.service-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
  border-color: var(--primary-color);
}

.service-card-icon {
  background: var(--light-blue);
  padding: 3rem;
  text-align: center;
}

.service-card-icon i {
  font-size: 4rem;
  color: var(--primary-color);
}

.service-card-content {
  padding: 2rem;
}

.service-card h3 {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1rem;
  color: var(--text-dark);
}

.service-card p {
  color: var(--text-light);
  margin-bottom: 1.5rem;
}

/* Features Section */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin: 3rem 0;
}

.feature-item {
  background: white;
  padding: 2rem;
  border-radius: 12px;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
  border-left: 4px solid var(--primary-color);
  transition: all 0.3s ease;
}

.feature-item:hover {
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
  transform: translateX(5px);
}

.feature-item i {
  font-size: 2rem;
  color: var(--accent-color);
  margin-bottom: 1rem;
}

.feature-item h4 {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
}

.feature-item p {
  color: var(--text-light);
  font-size: 0.95rem;
}

/* Contact Cards */
.contact-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;

    margin-top: -40px;  /* 🔥 reduce from -80 */
    position: relative;
    z-index: 2;
}

.contact-card {
  background: white;
  padding: 2.5rem;
  border-radius: 16px;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
  text-align: center;
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.contact-card:hover {
  border-color: var(--primary-color);
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
}

.contact-card i {
  font-size: 3rem;
  color: var(--primary-color);
  margin-bottom: 1.5rem;
}

.contact-card h3 {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.contact-card p {
  color: var(--text-light);
  margin-bottom: 1.5rem;
}

/* Form Styles */
.form-group {
  margin-bottom: 1.5rem;
}

.form-label {
  display: block;
  font-weight: 600;
  margin-bottom: 0.5rem;
  color: var(--text-dark);
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 0.875rem;
  border: 2px solid #E5E7EB;
  border-radius: 8px;
  font-size: 1rem;
  font-family: 'Inter', sans-serif;
  transition: all 0.3s ease;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--primary-color);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-textarea {
  resize: vertical;
  min-height: 120px;
}

/* Floating WhatsApp Button */
.whatsapp-float {
  position: fixed;
  bottom: 30px;
  right: 30px;
  background: #25D366;
  color: white;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
  cursor: pointer;
  transition: all 0.3s ease;
  z-index: 999;
  text-decoration: none;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.6);
}

/* Footer */
.footer {
  background: #1F2937;
  color: white;
  padding: 3rem 1rem 1rem;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-section h3 {
  font-size: 1.25rem;
  margin-bottom: 1rem;
  color: white;
}

.footer-section ul {
  list-style: none;
}

.footer-section ul li {
  margin-bottom: 0.75rem;
}

.footer-section a {
  color: #D1D5DB;
  text-decoration: none;
  transition: color 0.3s ease;
}

.footer-section a:hover {
  color: var(--accent-color);
}

.social-icons {
  display: flex;
  gap: 1rem;
  margin-top: 1rem;
}

.social-icons a {
  width: 40px;
  height: 40px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
}

.social-icons a:hover {
  background: var(--primary-color);
  transform: translateY(-3px);
}

.footer-bottom {
  text-align: center;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: #9CA3AF;
}

/* Utility Classes */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1rem;
}

.section {
  padding: 4rem 1rem;
}

.section-title {
  font-size: 2.5rem;
  font-weight: 800;
  text-align: center;
  margin-bottom: 1rem;
  color: var(--text-dark);
}

.section-subtitle {
  text-align: center;
  color: var(--text-light);
  font-size: 1.125rem;
  margin-bottom: 3rem;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.text-center {
  text-align: center;
}

.mt-2 { margin-top: 2rem; }
.mb-2 { margin-bottom: 2rem; }
.mt-4 { margin-top: 4rem; }
.mb-4 { margin-bottom: 4rem; }

/* Support Banner */
.support-banner {
  background: linear-gradient(135deg, var(--primary-color), var(--dark-blue));
  color: white;
  padding: 2rem;
  border-radius: 16px;
  text-align: center;
  margin: 3rem 0;
  box-shadow: 0 10px 30px rgba(37, 99, 235, 0.2);
}

.support-banner h3 {
  font-size: 1.75rem;
  margin-bottom: 0.5rem;
}

.support-banner p {
  font-size: 1.125rem;
  margin-bottom: 1.5rem;
  opacity: 0.9;
}

/* Responsive */
@media (max-width: 768px) {
  .hero-title {
    font-size: 1.875rem;
  }
  
  .section-title {
    font-size: 1.875rem;
  }
  
  .services-grid,
  .features-grid,
  .contact-cards {
    grid-template-columns: 1fr;
  }
  
  .whatsapp-float {
    width: 50px;
    height: 50px;
    font-size: 1.5rem;
    bottom: 20px;
    right: 20px;
  }
}

/* Page Hero with Image */
.page-hero {
  background: linear-gradient(135deg, #EFF6FF 0%, #DBEAFE 100%);
  padding: 3rem 1rem;
  margin-bottom: 3rem;
}

.page-hero-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
}

.page-hero-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

.page-hero-image img {
  width: 100%;
  height: auto;
  display: block;
}

@media (max-width: 768px) {
  .page-hero-content {
    grid-template-columns: 1fr;
  }
  
  .page-hero-image {
    order: -1;
  }
}

/* Dropdown Menu */
.dropdown {
  position: relative;
  display: inline-block;
}

.dropdown-content {
  position: absolute;
  top: 100%;
  left: 0;
  background: white;
  min-width: 250px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
  border-radius: 8px;
  margin-top: 0.5rem;
  overflow: hidden;
  z-index: 1000;
}

.dropdown-content a {
  display: block;
  padding: 0.875rem 1.25rem;
  color: var(--text-dark);
  text-decoration: none;
  transition: all 0.3s ease;
  border-left: 3px solid transparent;
}

.dropdown-content a:hover {
  background: var(--light-blue);
  border-left-color: var(--primary-color);
  color: var(--primary-color);
}

.hidden {
  display: none;
}
/* UNIVERSAL PREMIUM GRID */
.premium-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

@media (max-width: 1024px) {
    .premium-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-grid {
        grid-template-columns: repeat(1, 1fr);
    }
}

/* UNIVERSAL CARD */
.premium-card {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
    text-align: center;
}

.premium-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}
.hidden {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s ease;
}

.show {
    opacity: 1;
    transform: translateY(0);
}
.navbar {
    backdrop-filter: blur(10px);
    background: rgba(255,255,255,0.9);
    border-bottom: 1px solid rgba(0,0,0,0.05);
}
.partner-logo img {
    opacity: 0.8;
    transition: 0.3s;
}

.partner-logo img:hover {
    opacity: 1;
    transform: scale(1.05);
}
.sticky-cta {
    position: fixed;
    bottom: 0;
    width: 100%;
    background: #2563EB;
    padding: 12px;
    text-align: center;
    z-index: 999;
}

.sticky-cta button {
    background: #22C55E;
    color: #fff;
    border: none;
    padding: 12px 24px;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
}
/* Partners Grid */
.partners-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    margin-top: 30px;
}

.partner-card {
    background: #fff;
    padding: 20px;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.05);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: 0.3s ease;
}

.partner-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.1);
}

.partner-card img {
    max-height: 50px;
    max-width: 100%;
    object-fit: contain;
}
/* Responsive fix */
@media (max-width: 1024px) {
    .partners-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 600px) {
    .partners-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
.partner-card img {
    max-height: 45px;
    max-width: 100%;
    object-fit: contain;
    transition: 0.3s;
}

.partner-card:hover img {
    filter: grayscale(0%);
}
/* PREMIUM GRID */
.premium-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* PREMIUM CARD */
.premium-grid .feature-card {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 28px 20px;
    text-align: center;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* HOVER */
.premium-grid .feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON STYLE */
.premium-grid .feature-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 16px;
    border-radius: 50%;
    background: rgba(37, 99, 235, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: #2563EB;
    transition: 0.3s;
}

/* ICON HOVER */
.premium-grid .feature-card:hover .feature-icon {
    background: #2563EB;
    color: #fff;
    transform: scale(1.1);
}

/* TEXT */
.premium-grid h3 {
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 6px;
}

.premium-grid p {
    font-size: 13px;
    color: #6b7280;
}
.premium-grid .feature-card:hover {
    background: linear-gradient(145deg, #ffffff, #eef2ff);
}
/* MUTUAL FUNDS PREMIUM GRID */
.premium-mf {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-mf {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-mf {
        grid-template-columns: repeat(1, 1fr);
    }
}
/* PREMIUM TRUST CARDS */
.premium-mf .trust-badge {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 28px 18px;
    text-align: center;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* HOVER */
.premium-mf .trust-badge:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON */
.premium-mf .trust-badge i {
    font-size: 26px;
    color: #2563EB;
    margin-bottom: 12px;
    display: inline-block;
    padding: 14px;
    border-radius: 50%;
    background: rgba(37, 99, 235, 0.08);
    transition: 0.3s;
}

/* ICON HOVER */
.premium-mf .trust-badge:hover i {
    background: #2563EB;
    color: #fff;
    transform: scale(1.1);
}

/* TEXT */
.premium-mf h3 {
    font-size: 15px;
    font-weight: 600;
}

.premium-mf p {
    font-size: 13px;
    color: #6b7280;
}
.premium-mf .feature-item {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
    text-align: center;
}

.premium-mf .feature-item::before {
    display: none;
}

.premium-mf .feature-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}
/* HEALTH PREMIUM GRID */
.premium-health {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-health {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-health {
        grid-template-columns: repeat(1, 1fr);
    }
}
/* PREMIUM HEALTH CARDS */
.premium-health .feature-item {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* REMOVE OLD LEFT BORDER EFFECT */
.premium-health .feature-item::before {
    display: none;
}

/* HOVER */
.premium-health .feature-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON */
.premium-health .feature-item i {
    font-size: 26px;
    color: #2563EB;
    margin-bottom: 12px;
    display: inline-block;
    padding: 12px;
    border-radius: 50%;
    background: rgba(37, 99, 235, 0.08);
    transition: 0.3s;
}

/* ICON HOVER */
.premium-health .feature-item:hover i {
    background: #2563EB;
    color: #fff;
    transform: scale(1.1);
}
.premium-health .feature-item {
    text-align: center;
}
/* MOTOR PREMIUM GRID */
.premium-motor {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-motor {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-motor {
        grid-template-columns: repeat(1, 1fr);
    }
}
/* PREMIUM MOTOR CARDS */
.premium-motor .feature-item {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* REMOVE OLD BORDER */
.premium-motor .feature-item::before {
    display: none;
}

/* HOVER */
.premium-motor .feature-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON */
.premium-motor .feature-item i {
    font-size: 26px;
    color: #22C55E; /* green for motor */
    margin-bottom: 12px;
    padding: 12px;
    border-radius: 50%;
    background: rgba(34, 197, 94, 0.1);
    transition: 0.3s;
}

/* ICON HOVER */
.premium-motor .feature-item:hover i {
    background: #22C55E;
    color: #fff;
    transform: scale(1.1);
}
.premium-motor .feature-item {
    text-align: center;
}
/* LIFE PREMIUM GRID */
.premium-life {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-life {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-life {
        grid-template-columns: repeat(1, 1fr);
    }
}
/* PREMIUM LIFE CARDS */
.premium-life .feature-item {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* REMOVE OLD LEFT BORDER */
.premium-life .feature-item::before {
    display: none;
}

/* HOVER */
.premium-life .feature-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON (slightly different tone for life page) */
.premium-life .feature-item i {
    font-size: 26px;
    color: #16A34A; /* softer green */
    margin-bottom: 12px;
    padding: 12px;
    border-radius: 50%;
    background: rgba(22, 163, 74, 0.1);
    transition: 0.3s;
}

/* ICON HOVER */
.premium-life .feature-item:hover i {
    background: #16A34A;
    color: #fff;
    transform: scale(1.1);
}
.premium-life .feature-item::before {
    display: none;
}
/* GENERAL PREMIUM GRID */
.premium-general {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

/* Responsive */
@media (max-width: 1024px) {
    .premium-general {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .premium-general {
        grid-template-columns: repeat(1, 1fr);
    }
}
/* PREMIUM GENERAL CARDS */
.premium-general .feature-item {
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    border-radius: 16px;
    padding: 24px 20px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.05);
    transition: all 0.35s ease;
    border: 1px solid rgba(0,0,0,0.04);
}

/* REMOVE OLD LEFT BORDER */
.premium-general .feature-item::before {
    display: none;
}

/* HOVER */
.premium-general .feature-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(37, 99, 235, 0.15);
}

/* ICON */
.premium-general .feature-item i {
    font-size: 26px;
    color: #2563EB; /* blue tone for general */
    margin-bottom: 12px;
    padding: 12px;
    border-radius: 50%;
    background: rgba(37, 99, 235, 0.08);
    transition: 0.3s;
}

/* ICON HOVER */
.premium-general .feature-item:hover i {
    background: #2563EB;
    color: #fff;
    transform: scale(1.1);
}

/* CENTER ALIGN */
.premium-general .feature-item {
    text-align: center;
}
.contact-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;

    margin-top: -40px;  /* 🔥 reduce from -80 */
    position: relative;
    z-index: 2;
}
.contact-card {
    background: #fff;
    padding: 28px 24px;
    border-radius: 16px;
    text-align: center;

    box-shadow: 0 15px 40px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

.contact-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 25px 60px rgba(37, 99, 235, 0.15);
}
.section {
    padding: 80px 0;
}
/* BUTTON ICON FIX */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    position: relative;
}
/* REMOVE WEIRD TRANSFORMS */
/* RESET ICON BEHAVIOR */
.btn i {
    position: static !important;
    transform: none !important;
    font-size: 14px;
    line-height: 1;
    display: inline-flex;
    align-items: center;
}
}
.btn-icon {
    font-size: 16px;
}
.btn {
    padding: 12px 20px;
    font-size: 15px;
    font-weight: 600;
    border-radius: 10px;
}
.btn-primary {
    padding: 12px 18px;
    border-radius: 10px;
    font-weight: 600;
}
/* PREMIUM CONTACT CARDS */
.contact-card {
    background: rgba(255, 255, 255, 0.75);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);

    border-radius: 16px;
    padding: 32px 24px;
    text-align: center;

    border: 1px solid rgba(37, 99, 235, 0.15);

    transition: all 0.35s ease;
    position: relative;
    overflow: hidden;
}

/* subtle gradient glow */
.contact-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, transparent, rgba(37,99,235,0.08), transparent);
    opacity: 0;
    transition: 0.4s;
}

/* hover effect */
.contact-card:hover {
    transform: translateY(-10px) scale(1.02);
    box-shadow: 0 20px 50px rgba(37, 99, 235, 0.18);
}

.contact-card:hover::before {
    opacity: 1;
}
.contact-card i {
    font-size: 28px;
    margin-bottom: 14px;

    background: linear-gradient(135deg, #2563eb, #22c55e);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}
.contact-card i {
    font-size: 28px;
    margin-bottom: 14px;

    background: linear-gradient(135deg, #2563eb, #22c55e);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}
.contact-card:nth-child(1) {
    border-color: rgba(59,130,246,0.3);
}
.contact-card:nth-child(2) {
    border-color: rgba(34,197,94,0.3);
}
.contact-card:nth-child(3) {
    border-color: rgba(99,102,241,0.3);
}
/* NAVBAR BADGE */
.nav-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;

    padding: 6px 12px;
    border-radius: 999px;

    font-size: 13px;
    font-weight: 600;

    background: rgba(34,197,94,0.12);
    color: #16a34a;

    border: 1px solid rgba(34,197,94,0.3);

    margin-right: 12px;
}

/* icon inside */
.nav-badge i {
    font-size: 12px;
}
.nav-badge {
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(34,197,94,0.4); }
    70% { box-shadow: 0 0 0 8px rgba(34,197,94,0); }
    100% { box-shadow: 0 0 0 0 rgba(34,197,94,0); }
}
/* STATS SECTION */
.stats-section {
    padding: 60px 20px;
    background: linear-gradient(135deg, #2563eb, #1e40af);
    color: white;
}

/* GRID */
.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    text-align: center;
}

/* CARD */
.stat-item {
    padding: 20px;
}

/* NUMBER */
.stat-item h2 {
    font-size: 36px;
    font-weight: 700;
}

/* TEXT */
.stat-item p {
    opacity: 0.9;
    font-size: 14px;
}
@media (max-width: 768px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
.stat-item h2 {
    font-size: 40px;
    font-weight: 700;
    transition: all 0.3s ease;
}

.stat-item:hover h2 {
    transform: scale(1.1);
    text-shadow: 0 0 20px rgba(255,255,255,0.5);
}
.nav-link.active {
    color: #2563eb;
    font-weight: 600;
}
.nav-link {
    font-weight: 500;
    transition: 0.2s;
}

.nav-link:hover {
    color: #2563eb;
}
/* MOBILE DROPDOWN */
@media (max-width: 768px) {
    .dropdown-content {
        position: static;
        opacity: 1;
        visibility: hidden;
        transform: none;
        box-shadow: none;
        display: none;
    }

    .dropdown-content.show {
        display: block;
        visibility: visible;
    }
}
/* NAV CONTAINER */
.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* HAMBURGER */
.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
    gap: 4px;
}

.hamburger span {
    width: 22px;
    height: 2px;
    background: #111;
}

/* MENU */
.nav-menu {
    display: flex;
    align-items: center;
    gap: 20px;
}

/* MOBILE */
@media (max-width: 768px) {

    .hamburger {
        display: flex;
    }

    .nav-menu {
        position: absolute;
        top: 70px;
        left: 0;
        width: 100%;

        background: white;
        flex-direction: column;
        align-items: flex-start;

        padding: 20px;
        gap: 15px;

        display: none;
        box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    }

    .nav-menu.active {
        display: flex;
    }

    .nav-link {
        width: 100%;
    }

    /* mobile dropdown */
    .mobile-dropdown-content {
        display: none;
        flex-direction: column;
        padding-left: 10px;
    }

    .mobile-dropdown-content.show {
        display: flex;
    }
}
/* DROPDOWN BASE */
.dropdown {
    position: relative;
    padding-bottom: 10px; /* bridge gap */
}

/* DROPDOWN MENU */
.dropdown-content {
    position: absolute;
    top: calc(100% + 6px);
    left: 0;

    background: white;
    border-radius: 10px;
    padding: 10px 0;
    min-width: 220px;

    box-shadow: 0 10px 30px rgba(0,0,0,0.1);

    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);

    transition: all 0.25s ease;
    z-index: 100;
}

/* SHOW ON HOVER (DESKTOP) */
.dropdown:hover .dropdown-content {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
@media (max-width: 768px) {
    .dropdown {
        display: none;
    }

    .mobile-dropdown {
        display: block;
    }
}
/* DESKTOP ONLY */
.dropdown {
    display: block;
}

.mobile-dropdown {
    display: none;
}
@media (max-width: 768px) {
    .dropdown {
        display: none;
    }

    .mobile-dropdown {
        display: block;
    }
}
/* MOBILE DROPDOWN STYLING */
.mobile-dropdown-content {
    display: none;
    flex-direction: column;
    gap: 6px;

    margin-top: 8px;
    padding-left: 10px;
}

/* SHOW */
.mobile-dropdown-content.show {
    display: flex;
}

/* LINKS STYLE */
.mobile-dropdown-content a {
    text-decoration: none;
    color: var(--text-dark);

    padding: 10px 14px;
    border-radius: 8px;

    font-size: 14px;
    font-weight: 500;

    transition: 0.2s;
}

/* HOVER */
.mobile-dropdown-content a:hover {
    background: var(--light-blue);
    color: var(--primary-color);
}

/* ACTIVE BUTTON STYLE */
.mobile-dropdown .nav-link {
    display: flex;
    justify-content: space-between;
    align-items: center;

    padding: 10px 12px;
    border-radius: 8px;

    cursor: pointer;
}

/* WHEN OPEN */
.mobile-dropdown.active .nav-link {
    background: var(--light-blue);
    color: var(--primary-color);
}
.mobile-dropdown-content a {
    transform: translateX(0);
}

.mobile-dropdown-content a:hover {
    transform: translateX(4px);
}
.navbar {
    position: sticky;
    top: 0;
    z-index: 1000;

    background: rgba(255, 255, 255, 0.75);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);

    border-bottom: 1px solid rgba(0,0,0,0.05);
}
.nav-link {
    position: relative;
    font-weight: 500;
    transition: 0.3s;
}

.nav-link::after {
    content: "";
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0%;
    height: 2px;
    background: var(--primary-color);
    transition: 0.3s;
}

.nav-link:hover::after {
    width: 100%;
}
.nav-badge {
    display: flex;
    align-items: center;
    gap: 6px;

    padding: 6px 12px;
    border-radius: 999px;

    font-size: 13px;
    font-weight: 600;

    background: rgba(34, 197, 94, 0.1);
    color: #16a34a;

    border: 1px solid rgba(34, 197, 94, 0.2);

    transition: 0.3s;
}

.nav-badge i {
    font-size: 10px;
}

.nav-badge:hover {
    background: #16a34a;
    color: white;
    transform: translateY(-1px);
}
.btn-primary {
    background: linear-gradient(135deg, #3b82f6, #2563eb);
    border: none;

    box-shadow: 0 6px 20px rgba(37, 99, 235, 0.25);
    transition: 0.3s;
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(37, 99, 235, 0.35);
}
.dropdown-content {
    position: absolute;
    top: 120%;
    left: 0;

    background: white;
    border-radius: 12px;

    box-shadow: 0 15px 40px rgba(0,0,0,0.1);

    padding: 10px;
    min-width: 220px;

    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);

    transition: 0.25s;
}

.dropdown:hover .dropdown-content {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-content a {
    display: block;
    padding: 10px 12px;
    border-radius: 8px;
    text-decoration: none;

    color: var(--text-dark);
    transition: 0.2s;
}

.dropdown-content a:hover {
    background: var(--light-blue);
    color: var(--primary-color);
}
@media (max-width: 768px) {
    .contact-cards {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}
@media (max-width: 1024px) {
    .contact-cards {
        grid-template-columns: repeat(2, 1fr);
    }
}
.contact-card {
    padding: 20px;
    border-radius: 16px;
    text-align: center;

    height: auto;
}
@media (max-width: 768px) {
    .contact-card {
        padding: 24px;
        box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    }
}
.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 10px;
}

.footer-contact-item {
    display: flex;
    align-items: center;
    gap: 10px;

    text-decoration: none;
    color: #D1D5DB;

    font-size: 14px;
    transition: 0.2s;
}

.footer-contact-item i {
    width: 18px;
    text-align: center;
    color: var(--primary-color);
}

/* HOVER */
.footer-contact-item:hover {
    color: white;
    transform: translateX(4px);
}
.footer-contact-item:hover i {
    color: #3b82f6;
}
.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr; /* key fix */
    gap: 40px;
    align-items: start;
}
.footer-section p {
    max-width: 320px;
    line-height: 1.6;
}
.footer-section {
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.footer-section h3 {
    margin-bottom: 10px;
}
.footer {
    padding: 60px 0 20px;
}
@media (max-width: 768px) {
    .footer-content {
        grid-template-columns: 1fr; /* stack everything */
        gap: 30px;
        text-align: left;
    }
}
.footer-section h3 {
    white-space: nowrap;
}
@media (max-width: 768px) {
    .footer-section p {
        max-width: 100%;
    }
}
@media (max-width: 768px) {
    .footer {
        padding: 40px 20px;
    }
}
.footer-contact-item {
    align-items: flex-start; /* fixes icon alignment on wrap */
}
.feature-item i {
    font-size: 24px;
    padding: 16px;
    border-radius: 50%;
    background: rgba(59, 130, 246, 0.1);
    color: #3b82f6;
    margin-bottom: 10px;
}
.partners-note {
    text-align: center;
    margin-top: 20px;
    color: var(--text-light);
    font-size: 0.95rem;
    opacity: 0.8;
}
.logo-carousel {
    overflow: hidden;
    position: relative;
    width: 100%;
    margin-top: 30px;
}

.logo-track {
    display: flex;
    gap: 40px;
    width: max-content;
    animation: scrollLogos 25s linear infinite;
}

.logo-track img {
    height: 50px;
    object-fit: contain;
    opacity: 0.7;
    transition: all 0.3s ease;
}

.logo-track img:hover {
    filter: grayscale(0%);
    opacity: 1;
    transform: scale(1.1);
}

/* Infinite scroll animation */
@keyframes scrollLogos {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}
.logo-carousel::before,
.logo-carousel::after {
    content: "";
    position: absolute;
    top: 0;
    width: 80px;
    height: 100%;
    z-index: 2;
}

.logo-carousel::before {
    left: 0;
    background: linear-gradient(to right, #fff, transparent);
}

.logo-carousel::after {
    right: 0;
    background: linear-gradient(to left, #fff, transparent);
}
.logo-track img {
    height: 50px;
    object-fit: contain;
    opacity: 0.85;
    transition: all 0.3s ease;
}

.logo-track img:hover {
    opacity: 1;
    transform: scale(1.08);
}
.logo-track img:hover {
    opacity: 1;
    transform: scale(1.08);
    filter: drop-shadow(0 4px 12px rgba(0,0,0,0.15));
}
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    margin-top: 40px;
}

.testimonial-card {
    background: white;
    padding: 25px;
    border-radius: 16px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.06);
    transition: 0.3s;
}

.testimonial-card:hover {
    transform: translateY(-5px);
}

.stars {
    color: #fbbf24;
    font-size: 18px;
    margin-bottom: 10px;
}

.testimonial-text {
    font-size: 0.95rem;
    color: #475569;
    margin-bottom: 20px;
}

.testimonial-user {
    display: flex;
    align-items: center;
    gap: 10px;
}

.avatar {
    width: 35px;
    height: 35px;
    border-radius: 50%;
    background: #2563eb;
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
}
@media (max-width: 768px) {
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
}
.section-gap {
    margin-top: 60px;
}
.testimonial-card {
    transition: all 0.3s ease;
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}
.section button {
    transition: all 0.25s ease;
}

.section button:hover {
    transform: translateY(-2px);
}
.section {
    box-shadow: inset 0 0 80px rgba(255,255,255,0.05);
}
.card:hover {
    transform: translateY(-6px);
    transition: 0.3s ease;
}
.stats-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    text-align: center;
}

.stat-card {
    background: rgba(255,255,255,0.08);
    backdrop-filter: blur(10px);
    padding: 30px;
    border-radius: 16px;
    color: white;
    transition: 0.3s;
}

.stat-card:hover {
    transform: translateY(-5px);
    background: rgba(255,255,255,0.12);
}
.stat-icon {
    font-size: 22px;
    margin-bottom: 10px;
    opacity: 0.9;
}
.stat-card {
    background: rgba(255,255,255,0.08);
    backdrop-filter: blur(12px);
    padding: 30px;
    border-radius: 16px;
    color: white;
    transition: 0.3s;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}
.stat-card h2 {
    font-size: 2.2rem;
    font-weight: 700;
    margin-bottom: 5px;
}

.stat-card p {
    font-size: 0.9rem;
    opacity: 0.85;
}
.stats-section {
    background: linear-gradient(135deg, #2563eb 0%, #1e3a8a 100%);
}
.stat-card {
    background: rgba(255,255,255,0.08);
    backdrop-filter: blur(12px);
    padding: 30px;
    border-radius: 16px;
    color: white;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

.stat-card:hover {
    transform: translateY(-6px);
    background: rgba(255,255,255,0.12);
}

.stat-icon {
    font-size: 22px;
    margin-bottom: 12px;
    opacity: 0.9;
}

.stat-card h2 {
    font-size: 2.2rem;
    font-weight: 700;
    margin-bottom: 6px;
}

.stat-card p {
    font-size: 0.9rem;
    opacity: 0.85;
}
.cta-section {
    background: linear-gradient(135deg, #1e3a8a, #1d4ed8);
}
.support-card {
    background: rgba(255, 255, 255, 0.12);
    color: white;
    border: 1px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(12px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}
.support-card .btn {
    background: rgba(255,255,255,0.15);
    border: 1px solid rgba(255,255,255,0.3);
    color: white;
}
.support-card .btn:hover {
    background: rgba(255, 255, 255, 0.25);
}
.cta-section p {
    opacity: 0.85;
}
.cta-section {
    background: linear-gradient(135deg, #1e3a8a, #1d4ed8);
    background-size: 200% 200%;
    animation: gradientMove 6s ease infinite;
}
@keyframes gradientMove {
    0% { background-position: 0% 50%; }
    50% { background-position: 80% 50%; }
    100% { background-position: 0% 50%; }
}
.heartbeat {
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0% { transform: scale(1); opacity: 1; }
    50% { transform: scale(1.1); opacity: 0.7; }
    100% { transform: scale(1); opacity: 1; }
}
.support-banner {
    background: linear-gradient(135deg, #3b82f6, #2563eb);
    color: white;
    box-shadow: 0 10px 30px rgba(37, 99, 235, 0.3);
}
.cta-section {
    background: linear-gradient(135deg, #1e40af, #1e3a8a);
    padding: 60px 20px;
    text-align: center;
    color: white;
}
.stats-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
@media (max-width: 768px) {
    .stats-grid {
        grid-template-columns: 1fr;
    }
}
.mf-disclaimer {
    margin-top: 12px;
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.8);
    opacity: 0.9;
}
.faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 20px;
  margin-top: 30px;
}

.faq-card {
  background: white;
  padding: 20px;
  border-radius: 12px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.05);
  transition: 0.3s;
}

.faq-card:hover {
  transform: translateY(-5px);
}

.faq-card h4 {
  font-size: 1.1rem;
  margin-bottom: 10px;
}

.faq-card p {
  color: #555;
  font-size: 0.95rem;
}
.city-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 15px;
}

.city-links a {
  padding: 8px 14px;
  background: #eef2ff;
  color: #2563eb;
  border-radius: 20px;
  text-decoration: none;
  font-size: 0.9rem;
  transition: 0.2s;
}

.city-links a:hover {
  background: #2563eb;
  color: white;
}
/* FAQ ACCORDION */
.faq-accordion {
  margin-top: 30px;
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.faq-item {
  background: white;
  border-radius: 12px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.05);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  padding: 18px 20px;
  background: none;
  border: none;
  text-align: left;
  font-size: 1rem;
  font-weight: 600;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}

.faq-icon {
  font-size: 1.5rem;
  transition: 0.3s;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  padding: 0 20px;
}

.faq-answer p {
  padding: 10px 0 15px;
  color: #555;
}

/* ACTIVE STATE */
.faq-item.active .faq-answer {
  max-height: 200px;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}